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Valley National Bank VLY Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$55.83M+33.9%

Segments

By segment

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Commercial Banking$340.24M+35.9%
Consumer Banking$60.98M+56.6%

Other financials

Income statement

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Revenue$560.7M+13.3%
Net income$170.9M+28.3%
EPS (diluted)$0.29+31.8%

Balance sheet

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Cash & equivalents$966.9M-18.5%
Total debt$433.5M+167%
Total equity$7.9B+4.5%
Total assets$66.3B+5.8%

Cash flow

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Operating cash flow$163.5M+2.8%
CapEx$3.3M+7.7%
Free cash flow$160.2M+2.7%

Valuation

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Market cap$8B+55.1%
Enterprise value$7.47B+80.6%
P/E11.5×+0.1×
P/S3.7×+1.0×

Profitability

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Net margin32.2%+8.6pp
FCF margin25.9%

Returns & leverage

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Return on equity9%+2.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Valley National Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Valley National Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000714310-26-000041
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Net Interest Income487,024432,408958,549852,513
(Credit) provision for credit losses for available for sale and held to maturity securities(2)410(10)
Provision for credit losses for loans29,16637,79550,410100,470
Net Interest Income After Provision for Credit Losses457,860394,609908,129752,053
Non-Interest Income
Wealth management and trust fees17,65514,05633,66129,087
Insurance commissions3,7703,4306,6376,832
Capital markets12,9339,76723,31416,707

Item 1. Financial Statements (Unaudited)

FAQ

What is Valley National Bank's net interest income (after provisions)?
Valley National Bank (VLY) reported net interest income (after provisions) of $457.86M in Q2 2026.
How has Valley National Bank's net interest income (after provisions) changed year-over-year?
Valley National Bank's net interest income (after provisions) increased by 16.0% year-over-year, from $394.61M to $457.86M.
What is the long-term trend for Valley National Bank's net interest income (after provisions)?
Over 4 years (2021 to 2025), Valley National Bank's net interest income (after provisions) has grown at a 8.4% compound annual growth rate (CAGR), from $1.18B to $1.62B.
What does net interest income (after provisions) mean?
This metric represents the core profitability of a bank's lending activities after accounting for the expected losses on its loan portfolio. It is calculated by subtracting the provision for credit losses from net interest income, reflecting the bank's ability to manage credit risk while generating interest revenue.

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