OceanFirst Financial OCFC Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
Other financials
Where this comes from
Reported directly by OceanFirst Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is OceanFirst Financial's net interest income (after provisions)?
- OceanFirst Financial (OCFC) reported net interest income (after provisions) of $93.71M in Q1 2026.
- How has OceanFirst Financial's net interest income (after provisions) changed year-over-year?
- OceanFirst Financial's net interest income (after provisions) increased by 15.2% year-over-year, from $81.31M to $93.71M.
- What is the long-term trend for OceanFirst Financial's net interest income (after provisions)?
- Over 4 years (2021 to 2025), OceanFirst Financial's net interest income (after provisions) has grown at a 2.1% compound annual growth rate (CAGR), from $317.17M to $344.05M.
- What does net interest income (after provisions) mean?
- This metric represents net interest income adjusted for the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's profitability by accounting for the inherent risk in the loan portfolio. A stable or increasing trend suggests prudent risk management and high asset quality.