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Peoples Bancorp of North Carolina

PEBK

Peoples Bancorp of North Carolina is a bank holding company that operates primarily through its subsidiary, Peoples Bank.

Market cap
$228.82M+53.9%
Revenue$85.6M+8.4%
Net income$20.0M+17.2%
EPS (diluted)$3.64+17.0%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 19, 2026 (in 2 months)

Financials

Q2 2026

Income statement

See full
Revenue$23.1M
Net income$5.2M+1.4%
EPS (diluted)$0.96+1.1%

Balance sheet

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Cash & equivalents$60.9M-40.3%
Total debt$3.3M-14.6%
Total equity$161.3M+12.0%
Total assets$1.8B+4.2%

Valuation & ratios

Valuation

See full
Market cap$228.82M+53.9%
Enterprise value$171.22M+229%
P/E11.5×+2.6×
P/S2.7×

Returns & leverage

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Return on equity13.1%+0.4pp
Debt / equity0.0×

Competitors

Profile

Peoples Bancorp of North Carolina is a bank holding company that operates primarily through its subsidiary, Peoples Bank. The company provides a range of commercial and consumer banking services to individuals and small-to-medium-sized businesses in the Catawba Valley region and surrounding North Carolina communities. Its core value proposition centers on community-based relationship banking, offering diversified loan products and investment services.

Competitive position

The company is the only financial institution headquartered in Newton, North Carolina, and holds a leading deposit market share in Catawba County.

GeographiesNorth Carolina, United States
Customer segmentsSMEs, Retail, Financial Institutions
Business modelInterest Spread, Fee-based Services, Asset Management
SuppliersDepositors, Federal Home Loan Bank of Atlanta, Core application processing vendors, Technology infrastructure providers
CustomersSmall business owners, Residential homebuyers, Commercial real estate investors, Community banks seeking appraisal services
Listed1985
Employees292.0
CEOWilliam D. Cable
FilingsSEC EDGAR

FAQ

What is Peoples Bancorp of North Carolina's market cap?
Peoples Bancorp of North Carolina (PEBK) has a market capitalization of $228.8M and trades on NASDAQ.
What is Peoples Bancorp of North Carolina's revenue and profitability?
Peoples Bancorp of North Carolina generated $85.6M in trailing twelve-month revenue with net income of $20.0M, representing a net margin of 20.5%. These figures are based on the Q2 2026 filing.
Who are Peoples Bancorp of North Carolina's competitors?
Peoples Bancorp of North Carolina's key competitors include Bank of America, Truist Financial Corporation, Wells Fargo & Company, and others. These companies compete in similar markets and product categories.
Who does Peoples Bancorp of North Carolina partner with?
Peoples Bancorp of North Carolina's notable partners include Raymond James Financial Services, Inc., Hovde Group, LLC.
What subsidiaries does Peoples Bancorp of North Carolina have?
Peoples Bancorp of North Carolina's subsidiaries include Peoples Bank, Peoples Investment Services, Inc., Real Estate Advisory Services, Inc., and others.
Where is Peoples Bancorp of North Carolina headquartered?
Peoples Bancorp of North Carolina is headquartered in United States of America and employs approximately 292 people. It has been publicly traded since 1985.