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Peoples Bancorp of North Carolina PEBK Bank Amount — Capital Required To Be Well Capitalized

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Other financials

Income statement

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Revenue$23.1M
Net income$5.2M+1.4%
EPS (diluted)$0.96+1.1%

Balance sheet

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Cash & equivalents$60.9M-40.3%
Total debt$3.3M-14.6%
Total equity$161.3M+12.0%
Total assets$1.8B+4.2%

Cash flow

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Operating cash flow$5.0M-15.1%
CapEx$448.0K-41.3%
Free cash flow$4.6M-11.3%

Valuation

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Market cap$231.21M+55.5%
Enterprise value$173.62M+243%
P/E11.6×+2.9×
P/S2.7×

Profitability

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Net margin20.5%
FCF margin26.4%

Returns & leverage

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Return on equity13.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Peoples Bancorp of North Carolina in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredToBeWellCapitalized.

The source filing: Peoples Bancorp of North Carolina’s 10-K, filed March 11, 2026. Open the filing →

Filed
Mar 11, 2026, 3:39 PM EDT
Fiscal year
FY2025
Accession
0001654954-26-002154

FAQ

What is Peoples Bancorp of North Carolina's bank amount — capital required to be well capitalized?
Peoples Bancorp of North Carolina (PEBK) reported bank amount — capital required to be well capitalized of $139.89M in Q4 2025.
How has Peoples Bancorp of North Carolina's bank amount — capital required to be well capitalized changed year-over-year?
Peoples Bancorp of North Carolina's bank amount — capital required to be well capitalized increased by 4.4% year-over-year, from $134.03M to $139.89M.
What does bank amount — capital required to be well capitalized mean?
This represents the specific threshold of capital the banking segment must maintain to be classified as 'well-capitalized' under regulatory guidelines. Meeting this level is critical for the bank to maintain operational flexibility and avoid regulatory restrictions.

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