Skip to content
Screener

Provident Financial Services PFS Q2 2025 earnings

Reported July 24, 2025 · Before market open

Revenue$214.2MMiss by $6.7M
EPS$0.55Beat by $0.05
Revenue estimate$220.9M
EPS estimate$0.50

Next report

Date not yet announced

Financials

Q2 2025

Income statement

See full
Revenue$214.2M+30.8%
Net income$72.0M+727%
EPS (diluted)$0.55+600%

Balance sheet

See full
Cash & equivalents$258.9M-10.9%
Total debt$2.4B+2.7%
Total equity$2.7B+5.9%
Total assets$24.5B+2.0%

Cash flow

See full
Operating cash flow$186.8M+144%
CapEx$4.2M+331%
Free cash flow$182.6M+142%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$2.23B+50.9%
Enterprise value$4.41B+23.8%
P/E9.7×-9.7×
P/S2.7×-0.2×

Profitability

See full
Net margin27.5%+12.5pp
FCF margin68.9%+29.6pp

Returns & leverage

See full
Return on equity8.8%+5.1pp
Debt / equity0.9×0.0×

Segments

By product

See full
Wealth management fees$6.9M-10.6%
Service charges on deposit accounts$5.1M+21.3%
Insurance agency income$4.9M+10.1%
Debit card and ATM fees$1.3M+9.3%

FAQ

When did Provident Financial Services report Q2 2025 earnings?
Provident Financial Services (PFS) reported Q2 2025 earnings on July 24, 2025 before market open.
What were Provident Financial Services's Q2 2025 revenue and EPS?
Provident Financial Services reported revenue of $214.2M and eps of $0.55 for Q2 2025.
Did Provident Financial Services beat estimates in Q2 2025?
Revenue missed the consensus estimate of $220.9M by $6.7M. EPS beat the consensus estimate of $0.50 by $0.05.
How did Provident Financial Services's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 30.8% from $163.8M a year earlier and eps grew 816.7% from $0.06.
Where can I find Provident Financial Services's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-035939) and the 10-Q periodic report (0001628280-25-038814) directly on SEC EDGAR. The filing index links above go to sec.gov.