Skip to content
Screener

Provident Financial Services PFS Q3 2025 earnings

Reported October 29, 2025 · After market close

Revenue$221.8MBeat by $1.0M
EPS$0.55Beat by $0.01
Revenue estimate$220.7M
EPS estimate$0.54

Next report

Date not yet announced

Financials

Q3 2025

Income statement

See full
Revenue$221.8M+5.3%
Net income$71.7M+54.6%
EPS (diluted)$0.55+52.8%

Balance sheet

See full
Cash & equivalents$301.6M+23.6%
Total debt$2.3B-0.7%
Total equity$2.8B+5.6%
Total assets$24.8B+3.3%

Cash flow

See full
Operating cash flow$98.0M+41.7%
CapEx$1.3M+2.8%
Free cash flow$96.7M+42.4%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$2.52B+32.0%
Enterprise value$4.48B+13.6%
P/E9.8×-10.4×
P/S3×-0.2×

Profitability

See full
Net margin30.1%+14.5pp
FCF margin71.4%+33.5pp

Returns & leverage

See full
Return on equity9.5%+5.1pp
Debt / equity0.8×-0.1×

Segments

By product

See full
Wealth management fees$7.3M-3.6%
Service charges on deposit accounts$5.4M+5.4%
Insurance agency income$3.9M+6.1%
Debit card and ATM fees$1.2M-23.2%

FAQ

When did Provident Financial Services report Q3 2025 earnings?
Provident Financial Services (PFS) reported Q3 2025 earnings on October 29, 2025 after market close.
What were Provident Financial Services's Q3 2025 revenue and EPS?
Provident Financial Services reported revenue of $221.8M and eps of $0.55 for Q3 2025.
Did Provident Financial Services beat estimates in Q3 2025?
Revenue beat the consensus estimate of $220.7M by $1.0M. EPS beat the consensus estimate of $0.54 by $0.01.
How did Provident Financial Services's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 23.6% from $179.4M a year earlier and eps grew 52.8% from $0.36.
Where can I find Provident Financial Services's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-047520) and the 10-Q periodic report (0001628280-25-050020) directly on SEC EDGAR. The filing index links above go to sec.gov.