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Time deposits at other companies

M&T Bank logo
M&T BankMTB
$13.08B-6.4%
Valley National Bank logo
Valley National BankVLY
$12.9B+0.1%
PRO
Provident Financial HoldingsPROV
$312.3M+14.0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$76M+33.8%
Dime Community Bancshares logo
Dime Community BancsharesDCOM
3.3%-0.5pp
Center Bancorp logo
Center BancorpCNOB
$3.01B+18.1%

Other financials

Income statement

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Revenue$234.7M+9.6%
Net income$78.1M+8.6%
EPS (diluted)$0.60+9.1%

Balance sheet

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Cash & equivalents$228.3M-11.8%
Total debt$2.5B+1.6%
Total equity$2.9B+7.4%
Total assets$25.7B+4.5%

Cash flow

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Operating cash flow$118.8M-36.4%
CapEx$10.2M+143%
Free cash flow$108.6M-40.5%

Valuation

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Market cap$3.23B+36.8%
Enterprise value$5.47B+20.7%
P/E10.3×+0.1×
P/S3.6×+0.7×

Profitability

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Net margin34.5%+7.0pp
FCF margin38.6%-30.3pp

Returns & leverage

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Return on equity11.1%+2.4pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The source filing: Provident Financial Services’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054777

(2) Time deposits equal to or in excess of $250,000, were $965.7 million and $930.0 million as of June 30, 2026 and December 31, 2025, respectively. Additionally, reciprocal Certificate of Deposit Account Registry Service product totaled $2.5 million as of June 30, 2026 and December 31, 2025.

Item 1. FINANCIAL STATEMENTS.

FAQ

What is Provident Financial Services's time deposits?
Provident Financial Services (PFS) reported time deposits of $965.7M in Q2 2026.
How has Provident Financial Services's time deposits changed year-over-year?
Provident Financial Services's time deposits increased by 14.6% year-over-year, from $842.4M to $965.7M.
What is the long-term trend for Provident Financial Services's time deposits?
Over 5 years (2020 to 2025), Provident Financial Services's time deposits has grown at a 15888.9% compound annual growth rate (CAGR), from $0.01 to $930M.
What does time deposits mean?
Time deposits are interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs). These deposits provide the bank with predictable, longer-term funding compared to demand deposits. Investors analyze this metric to assess the bank's reliance on term-based funding and its sensitivity to interest rate fluctuations.

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