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M&T Bank MTB Time deposits

Time deposits at other companies

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$291.89M-5.1%
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$12.9B+0.1%
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$2.21B+1.3%
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$204.2M-72.8%
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$1.33B-19.5%
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$1.87B-10.3%

Other financials

Income statement

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Revenue$2.5B+5.7%
Net income$818.0M+14.2%
EPS (diluted)$5.32+25.5%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$27.9B-2.0%
Total assets$219.26B+3.6%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$36.12B+24.6%
P/E11.9×+1.2×
P/S3.6×+0.5×

Profitability

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Net margin30.4%+1.8pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.7%+1.3pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The source filing: M&T Bank’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 11:33 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000036270-26-000034
(Dollars in millions, except per share)March 31,2026December 31,2025
Liabilities
Noninterest-bearing deposits$45,892$46,509
Savings and interest-checking deposits104,767107,173
Time deposits13,08213,227
Total deposits163,741166,909
Short-term borrowings7,8512,149
Long-term borrowings (a)11,17510,911
Accrued interest and other liabilities3,9974,364

Item 1. Financial Statements (Unaudited).

FAQ

What is M&T Bank's time deposits?
M&T Bank (MTB) reported time deposits of $13.08B in Q1 2026.
How has M&T Bank's time deposits changed year-over-year?
M&T Bank's time deposits decreased by 6.4% year-over-year, from $13.98B to $13.08B.
What is the long-term trend for M&T Bank's time deposits?
Over 5 years (2020 to 2025), M&T Bank's time deposits has grown at a 27.7% compound annual growth rate (CAGR), from $3.9B to $13.23B.
What does time deposits mean?
Time deposits consist of certificates of deposit (CDs) and other accounts with fixed maturity dates that pay interest to the depositor. These are typically more expensive than core deposits and are used to manage liquidity and interest rate risk. They are often utilized by customers seeking higher yields in exchange for locking up funds for a specific period.

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