Discontinued — last reported Q2 '23

Current Liabilities

Time deposits

M&T Bank Time deposits decreased by 1.1% to $13.08B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 6.4%, from $13.98B to $13.08B. Over 5 years (FY 2020 to FY 2025), Time deposits shows an upward trend with a 27.7% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ3 2022
Last reportedQ2 2023
Parent metricDeposits

How to read this metric

An increase may indicate a need for additional funding or a strategy to lock in long-term liquidity.

Detailed definition

Time deposits consist of certificates of deposit (CDs) and other accounts with fixed maturity dates that pay interest to...

Peer comparison

Varies based on the bank's current funding needs and the competitive interest rate environment.

Metric ID: bank_time_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$3.16B$2.96B$2.81B$2.53B$5.27B$4.81B$10.10B$12.84B$19.07B$20.04B$20.76B$20.28B$17.51B$16.51B$14.48B$13.98B$14.09B$13.62B$13.23B$13.08B
QoQ Change-6.1%-5.2%-10.1%+108.7%-8.8%+110.2%+27.1%+48.6%+5.1%+3.6%-2.3%-13.6%-5.7%-12.3%-3.4%+0.8%-3.4%-2.9%-1.1%
YoY Change+67.0%+62.2%+259.7%+408.4%+261.9%+317.0%+105.5%+58.0%-8.2%-17.6%-30.3%-31.1%-19.5%-17.5%-8.6%-6.4%
% of Deposits2.5%2.3%2.1%2.0%3.1%2.9%6.2%8.1%11.8%12.2%12.7%12.1%11.0%10.0%9.0%8.5%8.6%8.3%7.9%8.0%
Share Change-0.2pp-0.2pp-0.1pp+1.1pp-0.2pp+3.2pp+1.9pp+3.7pp+0.4pp+0.5pp-0.6pp-1.2pp-0.9pp-1.0pp-0.5pp+0.1pp-0.2pp-0.4pp+0.1pp
Range$2.53B$20.76B
CAGR+34.9%
Avg YoY Growth+87.5%
Median YoY Growth+25.8%
Current Streak3 quarters decline

Frequently Asked Questions

What is M&T Bank's time deposits?
M&T Bank (MTB) reported time deposits of $13.08B in Q1 2026.
How has M&T Bank's time deposits changed year-over-year?
M&T Bank's time deposits decreased by 6.4% year-over-year, from $13.98B to $13.08B.
What is the long-term trend for M&T Bank's time deposits?
Over 5 years (2020 to 2025), M&T Bank's time deposits has grown at a 27.7% compound annual growth rate (CAGR), from $3.90B to $13.23B.
What does time deposits mean?
Interest-bearing deposits with a fixed maturity date, such as certificates of deposit.