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Union Bankshares UNB Time deposits

Time deposits at other companies

M&T Bank logo
M&T BankMTB
$13.08B-6.4%
National Bankshares logo
National BanksharesNKSH
$314.94M+5.5%
West Bancorporation logo
West BancorporationWTBA
$515.83M-21.1%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$920.81M+6.7%
Greene County Bancorp logo
Greene County BancorpGCBC
$228.17M+64.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.98B+14.6%

Other financials

Income statement

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Revenue$13.8M+8.5%
Net income$3.0M+20.1%
EPS (diluted)$0.65+18.2%

Balance sheet

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Cash & equivalents$29.8M+118%
Total debt$2.4M-4.0%
Total equity$80.6M+15.0%
Total assets$1.6B+6.6%

Cash flow

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Operating cash flow$2.6M-35.2%
CapEx$180.0K+25.9%
Free cash flow$2.5M-37.5%

Valuation

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Market cap$111.94M-5.3%
P/E9.7×-3.2×
P/S2×-0.3×

Profitability

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Net margin20.8%+2.9pp
FCF margin26.8%-0.7pp

Returns & leverage

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Return on equity15.4%+2.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Union Bankshares's time deposits?
Union Bankshares (UNB) reported time deposits of $275.3M in Q1 2026.
How has Union Bankshares's time deposits changed year-over-year?
Union Bankshares's time deposits increased by 3.5% year-over-year, from $265.94M to $275.3M.
What is the long-term trend for Union Bankshares's time deposits?
Over 5 years (2020 to 2025), Union Bankshares's time deposits has grown at a 13.1% compound annual growth rate (CAGR), from $141.69M to $262.05M.
What does time deposits mean?
These are deposit accounts with a specified maturity date, such as certificates of deposit, which typically pay higher interest rates than demand deposits. They represent a stable, albeit more expensive, source of funding for the bank's lending activities. Investors monitor these to assess the bank's reliance on rate-sensitive funding and its impact on the net interest margin.