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Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$800.01M-14.9%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$473.86M-9.2%
Union Bankshares logo
Union BanksharesUNB
$275.3M+3.5%
PRO
Provident Financial HoldingsPROV
$312.3M+14.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$228.17M+64.8%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's time deposits?
National Bankshares (NKSH) reported time deposits of $314.94M in Q1 2026.
How has National Bankshares's time deposits changed year-over-year?
National Bankshares's time deposits increased by 5.5% year-over-year, from $298.66M to $314.94M.
What is the long-term trend for National Bankshares's time deposits?
Over 5 years (2020 to 2025), National Bankshares's time deposits has grown at a 28.8% compound annual growth rate (CAGR), from $89.58M to $317.51M.
What does time deposits mean?
These are interest-bearing deposit accounts with a specified maturity date, such as certificates of deposit, which typically offer higher yields than demand deposits. They represent a stable, albeit more expensive, source of funding for the institution's lending operations. Monitoring the volume and cost of these deposits is critical for assessing the institution's net interest margin and funding stability.