Underwriting Operations — Other underwriting expenses
Progressive Underwriting Operations — Other underwriting expenses decreased by 29.7% to $1.90B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 26.0%, from $1.51B to $1.90B. Over 3 years (FY 2022 to FY 2025), Underwriting Operations — Other underwriting expenses shows an upward trend with a 23.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase may indicate rising administrative overhead or investment in infrastructure, while a decrease suggests improved operational efficiency or cost-cutting measures.
Detailed definition
This metric represents the operational costs incurred by the insurance segment that are not directly attributable to cla...
Peer comparison
Comparable to 'General and Administrative Expenses' or 'Other Underwriting Expenses' reported by other property and casualty insurers.
pgr_segment_underwriting_operations_other_underwriting_expensesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.02B | $1.02B | $1.02B | $1.02B | $1.23B | $1.23B | $1.23B | $1.23B | $1.33B | $1.38B | $1.50B | $1.51B | $1.54B | $1.56B | $2.70B | $1.90B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +20.9% | +0.0% | +0.0% | +0.0% | +7.9% | +3.5% | +8.7% | +0.7% | +2.3% | +1.4% | +72.7% | -29.7% |
| YoY Change | — | — | — | — | +20.9% | +20.9% | +20.9% | +20.9% | +7.9% | +11.7% | +21.4% | +22.2% | +16.0% | +13.6% | +80.4% | +26.0% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Progressive's underwriting operations — other underwriting expenses?
- Progressive (PGR) reported underwriting operations — other underwriting expenses of $1.90B in Q4 2025.
- How has Progressive's underwriting operations — other underwriting expenses changed year-over-year?
- Progressive's underwriting operations — other underwriting expenses increased by 26.0% year-over-year, from $1.51B to $1.90B.
- What is the long-term trend for Progressive's underwriting operations — other underwriting expenses?
- Over 3 years (2022 to 2025), Progressive's underwriting operations — other underwriting expenses has grown at a 23.6% compound annual growth rate (CAGR), from $4.08B to $7.70B.
- What does underwriting operations — other underwriting expenses mean?
- The general administrative and operational costs required to run the insurance underwriting business.