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Primerica PRI Other underwriting expenses

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Primerica logo
PrimericaPRI
$71.16M+10.6%

Segments

By segment

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Term Life Insurance Segment Revenues$70.02M+10.8%
Corporate And Other$1.14M-0.6%

Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:OtherUnderwritingExpense.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Future policy benefits remeasurement (gain) loss(5,038)(5,895)(12,415)(9,168)
Amortization of deferred policy acquisition costs85,12880,043169,388158,592
Sales commissions201,924166,291397,134324,409
Insurance expenses71,15964,362137,726129,168
Insurance commissions5,7785,75111,39611,875
Interest expense5,8336,00011,69312,005
Other operating expenses94,73689,791196,618188,129
Total benefits and expenses606,848558,8371,230,1221,142,365

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's other underwriting expenses?
Primerica (PRI) reported other underwriting expenses of $71.16M in Q2 2026.
How has Primerica's other underwriting expenses changed year-over-year?
Primerica's other underwriting expenses increased by 10.6% year-over-year, from $64.36M to $71.16M.
What is the long-term trend for Primerica's other underwriting expenses?
Over 4 years (2021 to 2025), Primerica's other underwriting expenses has grown at a 6.8% compound annual growth rate (CAGR), from $202.61M to $263.47M.
What does other underwriting expenses mean?
General administrative and operational costs directly associated with the underwriting process that are not classified as commissions or claims. This includes costs for policy administration, risk assessment, and support services. It serves as a measure of the operational overhead required to maintain the insurance business.

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