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Palomar Holdings, Inc. PLMR Earthquake Premiums — Ceded Premiums Written

Other product segments

Fronting Premium
$312.17M-8.0%
Crop
$109.98M+808%
Inland Marine
$103.86M-4.2%
Casualty
$86.12M+135%

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$286.45M+19.6%
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ACGLInsurance — Ceded Premiums Written
$791M+11.1%

Other financials

Income statement

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Revenue$278.9M+59.7%
Net income$42.9M+0.1%
EPS (diluted)$1.570.0%

Balance sheet

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Cash & equivalents$56.5M-52.6%
Total debt$297.4M
Total equity$959.0M+21.3%
Total assets$3.6B+48.9%

Cash flow

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Operating cash flow$47.0M-46.1%
CapEx--100%
Free cash flow$47.0M-46.0%

Valuation

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Market cap$3.08B-12.8%
Enterprise value$3.32B
P/E16.1×-10.8×
P/S3.1×-2.6×

Profitability

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Net margin19.5%-2.0pp
FCF margin37.6%-14.0pp

Returns & leverage

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Return on equity21.8%+1.5pp
Debt / equity0.3×

Where this comes from

Reported directly by Palomar Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsWritten.

The official record: Palomar Holdings, Inc.’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Palomar Holdings, Inc.'s earthquake premiums — ceded premiums written?
Palomar Holdings, Inc. (PLMR) reported earthquake premiums — ceded premiums written of $10.97M in Q4 2025.
How has Palomar Holdings, Inc.'s earthquake premiums — ceded premiums written changed year-over-year?
Palomar Holdings, Inc.'s earthquake premiums — ceded premiums written increased by 3.4% year-over-year, from $10.62M to $10.97M.
What is the long-term trend for Palomar Holdings, Inc.'s earthquake premiums — ceded premiums written?
Over 3 years (2022 to 2025), Palomar Holdings, Inc.'s earthquake premiums — ceded premiums written has grown at a 23.3% compound annual growth rate (CAGR), from $23.4M to $43.89M.
What does earthquake premiums — ceded premiums written mean?
This metric represents the portion of gross written premiums for earthquake insurance that the company transfers to reinsurers. It reflects the company's risk management strategy and the cost associated with mitigating exposure to catastrophic seismic events. Higher levels of ceded premiums indicate a greater reliance on reinsurance to protect the balance sheet against large-scale losses.