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Palomar Holdings, Inc. PLMR Inland Marine — Ceded Premiums Written

Other product segments

Fronting Premium
$312.17M-8.0%
Crop
$109.98M+808%
Casualty
$86.12M+135%
Earthquake Premiums
$42.47M+42.9%

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AXSInsurance — Net premiums written
$1.29B+23.8%
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$283.02M+16.8%
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HCIInsurance Operation — Ceded Premiums Earned
$96.52M+3.3%
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HGCeded Premiums Written
$286.45M+19.6%

Other financials

Income statement

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Revenue$278.9M+59.7%
Net income$42.9M+0.1%
EPS (diluted)$1.570.0%

Balance sheet

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Cash & equivalents$56.5M-52.6%
Total debt$297.4M
Total equity$959.0M+21.3%
Total assets$3.6B+48.9%

Cash flow

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Operating cash flow$47.0M-46.1%
CapEx--100%
Free cash flow$47.0M-46.0%

Valuation

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Market cap$3.08B-12.8%
Enterprise value$3.32B
P/E16.1×-10.8×
P/S3.1×-2.6×

Profitability

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Net margin19.5%-2.0pp
FCF margin37.6%-14.0pp

Returns & leverage

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Return on equity21.8%+1.5pp
Debt / equity0.3×

Where this comes from

Reported directly by Palomar Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsWritten.

The official record: Palomar Holdings, Inc.’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Palomar Holdings, Inc.'s inland marine — ceded premiums written?
Palomar Holdings, Inc. (PLMR) reported inland marine — ceded premiums written of $36.31M in Q4 2025.
How has Palomar Holdings, Inc.'s inland marine — ceded premiums written changed year-over-year?
Palomar Holdings, Inc.'s inland marine — ceded premiums written increased by 39.8% year-over-year, from $25.97M to $36.31M.
What is the long-term trend for Palomar Holdings, Inc.'s inland marine — ceded premiums written?
Over 4 years (2021 to 2025), Palomar Holdings, Inc.'s inland marine — ceded premiums written has grown at a 50.4% compound annual growth rate (CAGR), from $28.39M to $145.22M.
What does inland marine — ceded premiums written mean?
This metric represents the portion of gross premiums written for the Inland Marine insurance segment that is transferred to reinsurers. It reflects the company's strategy for risk mitigation and capital management by offloading potential losses to third-party providers. Monitoring this figure helps investors understand the cost of reinsurance and the net risk retention profile within this specific specialty line.