Operating

Gain (Loss) on Sales of Loans, Net

PennyMac Mortgage Investment Trust Gain (Loss) on Sales of Loans, Net increased by 218.8% to $22.91M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 85.6%, from $12.34M to $22.91M. Over 3 years (FY 2022 to FY 2025), Gain (Loss) on Sales of Loans, Net shows an upward trend with a 26.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026May 5, 2026

How to read this metric

A positive gain indicates effective pricing and strong secondary market conditions, while a loss may signal poor loan quality or unfavorable market pricing.

Detailed definition

This represents the net profit or loss realized from selling loans held for sale to third-party investors. It reflects t...

Peer comparison

Standard for banks with significant secondary market loan sales; sensitive to interest rate environments.

Metric ID: operating_gain_loss_on_sales_of_loans_net

Historical Data

19 periods
 Q2 '21Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$27.73M$16.20M$3.95M$7.67M$4.31M$9.76M$6.47M$4.45M$13.56M$15.38M$14.52M$12.16M$20.06M$26.39M$12.34M$17.81M$14.86M$7.19M$22.91M
QoQ Change-41.6%-75.6%+94.1%-43.8%+126.2%-33.6%-31.3%+204.9%+13.4%-5.6%-16.2%+65.0%+31.5%-53.2%+44.2%-16.6%-51.6%+218.8%
YoY Change-72.3%-73.4%+63.7%-42.0%+214.4%+57.7%+124.3%+173.5%+47.9%+71.6%-15.0%+46.4%-25.9%-72.8%+85.6%
Range$3.95M$27.73M
CAGR-4.2%
Avg YoY Growth+38.9%
Median YoY Growth+47.9%

Business Segments

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Aggregation And Securitization$22.91M
Corporate$0.00$0.00
Correspondent Production$12.16M$20.06M$26.39M$12.34M$17.81M$14.86M$7.19M
Credit Sensitive Strategies$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Interest Rate Sensitive Strategies$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Total$12.16M$20.06M$26.39M$12.34M$17.81M$14.86M$7.19M$22.91M

Corporate, Correspondent Production were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is PennyMac Mortgage Investment Trust's gain (loss) on sales of loans, net?
PennyMac Mortgage Investment Trust (PMT) reported gain (loss) on sales of loans, net of $22.91M in Q1 2026.
How has PennyMac Mortgage Investment Trust's gain (loss) on sales of loans, net changed year-over-year?
PennyMac Mortgage Investment Trust's gain (loss) on sales of loans, net increased by 85.6% year-over-year, from $12.34M to $22.91M.
What is the long-term trend for PennyMac Mortgage Investment Trust's gain (loss) on sales of loans, net?
Over 3 years (2022 to 2025), PennyMac Mortgage Investment Trust's gain (loss) on sales of loans, net has grown at a 26.7% compound annual growth rate (CAGR), from $25.69M to $52.19M.
What does gain (loss) on sales of loans, net mean?
The profit or loss made from selling loans to other parties.