Skip to content
Screener

PennyMac Financial Services, Inc. PFSI Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

SPF
South Plains Financial, Inc.SPFI
$2.73M+2.9%
PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
$22.91M+85.6%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$101K+106%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$129K+61.3%
Hilltop Holdings logo
Hilltop HoldingsHTH
$48.58M-6.5%
Banner Corporation logo
Banner CorporationBANR

Segments

By segment

See full
Mortgage Banking Lending Sector$311.2M+66.3%
Mortgage Banking Servicing Sector$33.78M-0.3%

Other financials

Income statement

See full
Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

See full
Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

See full
Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

See full
Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

See full
Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

See full
Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemQuarter ended March 31, 2026Quarter ended March 31, 2025
Net gains on loans held for sale at fair value:
From non-affiliates$337,236$216,199
From PennyMac Mortgage Investment Trust7,7494,838
344,985221,037
Loan origination fees:
From non-affiliates72,44646,134
From PennyMac Mortgage Investment Trust477
72,44646,611

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s gain (loss) on sales of loans, net?
PennyMac Financial Services, Inc. (PFSI) reported gain (loss) on sales of loans, net of $344.99M in Q1 2026.
How has PennyMac Financial Services, Inc.'s gain (loss) on sales of loans, net changed year-over-year?
PennyMac Financial Services, Inc.'s gain (loss) on sales of loans, net increased by 56.1% year-over-year, from $221.04M to $344.99M.
What is the long-term trend for PennyMac Financial Services, Inc.'s gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), PennyMac Financial Services, Inc.'s gain (loss) on sales of loans, net has grown at a -18.8% compound annual growth rate (CAGR), from $2.46B to $1.07B.
What does gain (loss) on sales of loans, net mean?
Represents the net realized gain or loss from the sale of mortgage loans to third-party investors or secondary market participants. This metric reflects the core profitability of the mortgage banking production business by measuring the spread between the origination or acquisition cost and the final sale price.

Ask your AI about PennyMac Financial Services, Inc.'s gain (loss) on sales of loans, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude