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Free cash flow margin at other companies

Onity Group logo
Onity GroupONIT
-97.9%-126pp
UWM Holdings logo
UWM HoldingsUWMC
-129.4%
Rocket Companies logo
Rocket CompaniesRKT
-16%
loanDepot logo
loanDepotLDI
-74.3%+6.9pp
First BanCorp logo
First BanCorpFBP
42.8%+0.6pp
SPF
South Plains Financial, Inc.SPFI
33.3%+4.7pp

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Calculated from PennyMac Financial Services, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed April 29, 2025. Open the filing →

Filed
Apr 29, 2025
Fiscal quarter
Q1 FY2025
Calendar quarter
Q1 2025
Accession
0001558370-25-005840

FAQ

What is PennyMac Financial Services, Inc.'s free cash flow margin?
PennyMac Financial Services, Inc. (PFSI) reported free cash flow margin of -149.5% in Q1 2025.
What is the long-term trend for PennyMac Financial Services, Inc.'s free cash flow margin?
Over 3 years (2020 to 2024), PennyMac Financial Services, Inc.'s free cash flow margin has grown at a 19.3% compound annual growth rate (CAGR), from -167.6% to -284.6%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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