What is UWM Holdings's free cash flow margin?

UWM Holdings (UWMC) reported free cash flow margin of -129.4% in Q1 2025.

What does free cash flow margin mean?

Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

UWM Holdings UWMC Free cash flow margin

Free cash flow margin at other companies

PennyMac Financial Services, Inc.PFSI

-149.5%—

Rocket CompaniesRKT

-16.2%—

loanDepotLDI

-74.3%+6.9pp

Better Home & FinanceBETR

-133.4%-50.3pp

SPF

South Plains Financial, Inc.SPFI

28.4%-3.1pp

City Holding CompanyCHCO

42.2%-1.4pp

Other financials

Income statement

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Revenue$901.4M+47.0%

Net income$25.3M+285%

EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%

Total debt$3.1B+6.7%

Total equity$1.6B-2.1%

Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%

CapEx$19.1M+7.3%

Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%

Enterprise value$3.4B+5.0%

P/E10.8×—

P/S0.2×-0.1×

Profitability

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Operating margin-0.1%—

Net margin1.9%+1.7pp

Returns & leverage

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Return on equity4.1%+3.8pp

Debt / equity1.9×+0.2×

Current ratio0×—

Where this comes from

Calculated from UWM Holdings’s reported figures.

free cash flow/total revenue=-129.4%

Based on trailing twelve months.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's free cash flow margin?: UWM Holdings (UWMC) reported free cash flow margin of -129.4% in Q1 2025.
What does free cash flow margin mean?: Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.