What is UWM Holdings's free cash flow?

UWM Holdings (UWMC) reported free cash flow of -$2.25B in Q1 2026.

How has UWM Holdings's free cash flow changed year-over-year?

UWM Holdings's free cash flow decreased by 490.4% year-over-year, from $576.13M to -$2.25B.

What does free cash flow mean?

Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

UWM Holdings UWMC Free cash flow

Free cash flow at other companies

PennyMac Financial Services, Inc.PFSI

-$1.34B-226%

Rocket CompaniesRKT

$1.81B+324%

loanDepotLDI

-$177.2M+3.5%

Better Home & FinanceBETR

-$125.55M-119%

SPF

South Plains Financial, Inc.SPFI

$14.82M-40.6%

Banner CorporationBANR

$109.42M+96.9%

Other financials

Income statement

See full

Revenue$901.4M+47.0%

Net income$25.3M+285%

EPS (diluted)$0.09+175%

Balance sheet

See full

Cash & equivalents$424.0M-12.6%

Total debt$3.1B+6.7%

Total equity$1.6B-2.1%

Total assets$19.3B+37.1%

Cash flow

See full

Operating cash flow-$2.2B-475%

CapEx$19.1M+7.3%

Valuation

See full

Market cap$719.16M-11.6%

Enterprise value$3.4B+5.0%

P/E10.8×—

P/S0.2×-0.1×

Profitability

See full

Operating margin-0.1%—

Net margin1.9%+1.7pp

FCF margin-129.4%—

Returns & leverage

See full

Return on equity4.1%+3.8pp

Debt / equity1.9×+0.2×

Current ratio0×—

Where this comes from

Calculated from UWM Holdings’s reported figures.

−$2.2Bnet cash from operating−$19.1Mcapital expenditures=-$2.25B

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about UWM Holdings's free cash flow.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is UWM Holdings's free cash flow?: UWM Holdings (UWMC) reported free cash flow of -$2.25B in Q1 2026.
How has UWM Holdings's free cash flow changed year-over-year?: UWM Holdings's free cash flow decreased by 490.4% year-over-year, from $576.13M to -$2.25B.
What does free cash flow mean?: Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.