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UWM Holdings UWMC Debt-to-equity

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Other financials

Income statement

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Revenue$901.4M+47.0%
Net income$25.3M+285%
EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%
Total debt$3.1B+6.7%
Total equity$1.6B-2.1%
Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$19.1M+7.3%
Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%
Enterprise value$3.4B+5.0%
P/E10.8×
P/S0.2×-0.1×

Profitability

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Operating margin-0.1%
Net margin1.9%+1.7pp
FCF margin-129.4%

Returns & leverage

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Return on equity4.1%+3.8pp
Current ratio

Where this comes from

Calculated from UWM Holdings’s reported figures.

Based on the most recent quarter.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's debt-to-equity?
UWM Holdings (UWMC) reported debt-to-equity of 1.9× in Q1 2026.
How has UWM Holdings's debt-to-equity changed year-over-year?
UWM Holdings's debt-to-equity increased by 9.0% year-over-year, from 1.8× to 1.9×.
What is the long-term trend for UWM Holdings's debt-to-equity?
Over 5 years (2020 to 2025), UWM Holdings's debt-to-equity has grown at a -59.8% compound annual growth rate (CAGR), from 185.5× to 1.9×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.