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UWM Holdings UWMC Debt-to-equity

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Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$434.21M-56.3%
Enterprise value$3.04B-10.9%
P/S0.1×-0.2×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Current ratio

Where this comes from

Calculated from UWM Holdings’s reported figures.

Based on the most recent quarter.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117

FAQ

What is UWM Holdings's debt-to-equity?
UWM Holdings (UWMC) reported debt-to-equity of 3.2× in Q2 2026.
How has UWM Holdings's debt-to-equity changed year-over-year?
UWM Holdings's debt-to-equity increased by 89.3% year-over-year, from 1.7× to 3.2×.
What is the long-term trend for UWM Holdings's debt-to-equity?
Over 5 years (2020 to 2025), UWM Holdings's debt-to-equity has grown at a -59.8% compound annual growth rate (CAGR), from 185.5× to 1.9×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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