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Republic Bancorp RBCAA Occupancy and equipment

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Segments

By segment

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Tax Refund Solutions$61K+1.7%
Warehouse Lending$30K0.0%
Republic Payment Solutions$5K0.0%

Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.95B+45.0%
Enterprise value$1.62B+81.7%
P/E15.2×+4.4×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
NONINTEREST EXPENSE:
Salaries and employee benefits30,94330,80163,06061,870
Technology, equipment, and communication8,6868,68416,63217,327
Occupancy3,4603,3917,1086,955
Marketing and development3,0971,2434,8752,630
FDIC insurance expense7207311,5521,550
Interchange related expense1,4051,4882,8063,124
Legal and professional fees8366661,2861,784

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's occupancy and equipment?
Republic Bancorp (RBCAA) reported occupancy and equipment of $3.46M in Q2 2026.
How has Republic Bancorp's occupancy and equipment changed year-over-year?
Republic Bancorp's occupancy and equipment increased by 2.0% year-over-year, from $3.39M to $3.46M.
What is the long-term trend for Republic Bancorp's occupancy and equipment?
Over 4 years (2021 to 2025), Republic Bancorp's occupancy and equipment has grown at a 1.8% compound annual growth rate (CAGR), from $13.19M to $14.18M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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