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Republic Bancorp RBCAA Republic Credit Solutions Division — Occupancy Net

Other segment segments

Tax Refund Solutions
$61K+1.7%
Warehouse Lending
$30K0.0%
Republic Payment Solutions
$5K0.0%

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.95B+45.0%
Enterprise value$1.62B+81.7%
P/E15.2×+4.4×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Total noninterest income11,2422311,2653,2457444,3158,30419,569
Salaries and employee benefits26,00075426,7541,7171,1241,3484,18930,943
Technology, equipment, and communication7,427467,47381201,1121,2138,686
Occupancy3,358303,3886156723,460
Marketing and development1,3741,374341,6891,7233,097
Other noninterest expense (2)6,7191576,8762071441515027,378
Total noninterest expense44,87898745,8652,1001,2934,3067,69953,564
Income (loss) before income tax expense26,8822,81829,7002,2182,4578,17512,85042,550

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's republic credit solutions division — occupancy net?
Republic Bancorp (RBCAA) reported republic credit solutions division — occupancy net of $6K in Q2 2026.
How has Republic Bancorp's republic credit solutions division — occupancy net changed year-over-year?
Republic Bancorp's republic credit solutions division — occupancy net increased by 20.0% year-over-year, from $5K to $6K.
What is the long-term trend for Republic Bancorp's republic credit solutions division — occupancy net?
Over 3 years (2022 to 2025), Republic Bancorp's republic credit solutions division — occupancy net has grown at a -4.6% compound annual growth rate (CAGR), from $23K to $20K.
What does republic credit solutions division — occupancy net mean?
This metric measures the net costs related to the physical facilities and office space utilized by the business segment, including rent, utilities, and maintenance. It provides insight into the overhead burden associated with the segment's physical footprint.

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