How has Republic Bancorp's tax refund solutions — net income loss changed year-over-year?

Republic Bancorp's tax refund solutions — net income loss decreased by 47.3% year-over-year, from $3.31M to $1.75M.

What does tax refund solutions — net income loss mean?

The final bottom-line profitability of the Tax Refund Solutions segment after all operating expenses, interest, and taxes have been deducted. This is the primary metric for assessing the segment's contribution to total shareholder value.

Republic Bancorp (RBCAA) Tax Refund Solutions — Net Income Loss

Screener

Other segment segments

Warehouse Lending

$2.14M+16.9%

Republic Payment Solutions

$1.92M-21.3%

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SLD

SLDPNet Income Loss

-$23.82M+6.0%

Other financials

Income statement

See full

Revenue$101.3M+7.9%

Net income$32.9M+4.4%

EPS (diluted)$1.68+4.3%

Balance sheet

See full

Cash & equivalents$354.1M-27.0%

Total debt$30.1M-14.9%

Total equity$1.2B+9.1%

Total assets$7.1B+1.3%

Cash flow

See full

Operating cash flow$1.1M-87.3%

CapEx$1.2M-63.5%

Free cash flow$68.1M-22.2%

Valuation

See full

Market cap$1.96B+46.4%

Enterprise value$1.63B+84.2%

P/E15.3×+4.5×

P/S4.8×+1.5×

Profitability

See full

Net margin31.3%+0.7pp

FCF margin35.3%-5.1pp

Returns & leverage

See full

Return on equity11.5%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 2:19 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001104659-26-092605

(dollars in thousands)	Core Banking / Traditional / Banking	Core Banking / Warehouse / Lending	Core Banking / Total / Core / Banking	Republic Processing Group / Tax / Refund / Solutions	Republic Processing Group / Republic / Payment / Solutions	Republic Processing Group / Republic / Credit / Solutions	Republic Processing Group / Total / RPG	Total / Company
Total noninterest expense	44,878	987	45,865	2,100	1,293	4,306	7,699	53,564
Income (loss) before income tax expense	26,882	2,818	29,700	2,218	2,457	8,175	12,850	42,550
Income tax expense (benefit)	6,212	676	6,888	473	535	1,788	2,796	9,684
Net income (loss)	$20,670	$2,142	$22,812	$1,745	$1,922	$6,387	$10,054	$32,866
Period-end assets	$5,770,433	$614,989	$6,385,422	$20,226	$494,952	$161,229	$676,407	$7,061,829
Period-end loans	$4,655,509	$614,696	5,270,205	$156	—	$140,045	$140,201	$5,410,406
Period-end deposits	$4,940,270	$43,798	4,984,068	$19,178	$494,754	$53,742	$567,674	$5,551,742
Net interest margin	4.16%	2.59%	4.02%	NM	NM	NM	NM	4.99%

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's tax refund solutions — net income loss?: Republic Bancorp (RBCAA) reported tax refund solutions — net income loss of $1.75M in Q2 2026.
How has Republic Bancorp's tax refund solutions — net income loss changed year-over-year?: Republic Bancorp's tax refund solutions — net income loss decreased by 47.3% year-over-year, from $3.31M to $1.75M.
What does tax refund solutions — net income loss mean?: The final bottom-line profitability of the Tax Refund Solutions segment after all operating expenses, interest, and taxes have been deducted. This is the primary metric for assessing the segment's contribution to total shareholder value.