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Republic Bancorp RBCAA Traditional Banking — Net Investment In Lease Nonaccrual Status

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.95B+45.0%
Enterprise value$1.62B+81.7%
P/E15.2×+4.4×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept rbcaa:NetInvestmentInLeaseNonaccrualStatus.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(in thousands)As of June 30, 2026 / Nonaccrual / Loans with / ACLLAs of June 30, 2026 / Nonaccrual / Loans without / ACLLAs of June 30, 2026 / Total / Nonaccrual / LoansThree Months Ended / June 30, 2026 / Interest Income / Recognized / on Nonaccrual Loans*Six Months Ended / June 30, 2026 / Interest Income / Recognized / on Nonaccrual Loans*
Multi-family4,5544,55475101
Construction & land development
Commercial & industrial3444739111
Lease financing receivables171171
Aircraft
Home equity4,2684,26896183
Consumer111133
Total$1,786$$28,85930,645$486$875

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's traditional banking — net investment in lease nonaccrual status?
Republic Bancorp (RBCAA) reported traditional banking — net investment in lease nonaccrual status of $171K in Q2 2026.
How has Republic Bancorp's traditional banking — net investment in lease nonaccrual status changed year-over-year?
Republic Bancorp's traditional banking — net investment in lease nonaccrual status increased by 87.9% year-over-year, from $91K to $171K.
What does traditional banking — net investment in lease nonaccrual status mean?
This metric tracks the portion of the lease portfolio that has been placed on nonaccrual status due to the borrower's inability to meet contractual payment obligations. It serves as a key measure of credit risk specifically related to the bank's leasing activities.

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