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Republic Bancorp RBCAA Warehouse Lending — Segment Reporting Other Item Amount

Other segment segments

Tax Refund Solutions
$207K-15.9%
Republic Payment Solutions
$144K+28.6%

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SegmentReportingOtherItemAmount.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Technology, equipment, and communication7,427467,47381201,1121,2138,686
Occupancy3,358303,3886156723,460
Marketing and development1,3741,374341,6891,7233,097
Other noninterest expense (2)6,7191576,8762071441515027,378
Total noninterest expense44,87898745,8652,1001,2934,3067,69953,564
Income (loss) before income tax expense26,8822,81829,7002,2182,4578,17512,85042,550
Income tax expense (benefit)6,2126766,8884735351,7882,7969,684
Net income (loss)$20,670$2,142$22,812$1,745$1,922$6,387$10,054$32,866

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's warehouse lending — segment reporting other item amount?
Republic Bancorp (RBCAA) reported warehouse lending — segment reporting other item amount of $157K in Q2 2026.
How has Republic Bancorp's warehouse lending — segment reporting other item amount changed year-over-year?
Republic Bancorp's warehouse lending — segment reporting other item amount increased by 11.3% year-over-year, from $141K to $157K.
What is the long-term trend for Republic Bancorp's warehouse lending — segment reporting other item amount?
Over 3 years (2022 to 2025), Republic Bancorp's warehouse lending — segment reporting other item amount has grown at a 11.9% compound annual growth rate (CAGR), from $407K to $571K.
What does warehouse lending — segment reporting other item amount mean?
Captures miscellaneous operating expenses or adjustments that do not fall into standard categories like personnel or technology for the warehouse lending segment. Monitoring this helps identify non-recurring costs or unique operational charges that impact segment-level profitability.

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