Business Segments · Other Cost and Expense, Operating
Small Business Lending — Other Cost and Expense, Operating
Ready Capital Small Business Lending — Other Cost and Expense, Operating decreased by 2.5% to $9.31M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 15.9%, from $11.07M to $9.31M. Over 4 years (FY 2021 to FY 2025), Small Business Lending — Other Cost and Expense, Operating shows an upward trend with a 14.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2019
Last reportedQ1 2026May 8, 2026
Rolls up toOther operating expenses
How to read this metric
An increase suggests rising overhead costs, which may impact the segment's overall operating margin.
Detailed definition
Encompasses all remaining operating expenses for the small business lending segment not classified under labor, professi...
Peer comparison
Standard catch-all category for segment-level operating expenses.
Metric ID:
rc_segment_small_business_lending_other_cost_and_expense_operatingHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.41M | $4.14M | $4.17M | $3.79M | $4.31M | $5.48M | $4.19M | $4.09M | $4.69M | $5.22M | $13.76M | $5.35M | $5.92M | $12.70M | $12.14M | $11.07M | $9.97M | $9.48M | $9.55M | $9.31M |
| QoQ Change | — | -44.1% | +0.7% | -9.1% | +13.9% | +27.1% | -23.5% | -2.4% | +14.5% | +11.4% | +163.5% | -61.1% | +10.6% | +114.5% | -4.4% | -8.8% | -9.9% | -4.9% | +0.7% | -2.5% |
| YoY Change | — | — | — | — | -41.7% | +32.4% | +0.6% | +8.1% | +8.6% | -4.7% | +228.2% | +30.8% | +26.3% | +143.1% | -11.8% | +106.8% | +68.5% | -25.3% | -21.3% | -15.9% |
Range$3.79M – $13.76M
CAGR+4.9%
Avg YoY Growth+33.3%
Median YoY Growth+8.4%
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Frequently Asked Questions
- What is Ready Capital's small business lending — other cost and expense, operating?
- Ready Capital (RC) reported small business lending — other cost and expense, operating of $9.31M in Q1 2026.
- How has Ready Capital's small business lending — other cost and expense, operating changed year-over-year?
- Ready Capital's small business lending — other cost and expense, operating decreased by 15.9% year-over-year, from $11.07M to $9.31M.
- What is the long-term trend for Ready Capital's small business lending — other cost and expense, operating?
- Over 4 years (2021 to 2025), Ready Capital's small business lending — other cost and expense, operating has grown at a 14.4% compound annual growth rate (CAGR), from $23.38M to $40.07M.
- What does small business lending — other cost and expense, operating mean?
- General operating expenses for the small business lending segment not categorized elsewhere.