What is Radian Group's mortgage segment operating — loss ratio?

Radian Group (RDN) reported mortgage segment operating — loss ratio of 10.2% in Q1 2026.

What does mortgage segment operating — loss ratio mean?

The loss ratio represents the ratio of incurred insurance claims and loss adjustment expenses to earned premiums within the mortgage segment. It is a primary indicator of underwriting discipline and the quality of the insured mortgage portfolio. A lower ratio suggests effective risk management and favorable claims experience.

Radian Group RDN Mortgage Segment Operating — Loss Ratio

Similar metrics at other companies

ESN

ESNTMortgage Insurance — Loss ratio

17.4%+3.3pp

ACGLMortgage — Loss ratio

5.3%+4.2pp

ACGLMortgage — Underwriting Income Loss Segment

$221M-12.3%

ESN

ESNTMortgage Insurance — Combined ratio

34.8%+1.9pp

ESN

ESNTMortgage Insurance — Expense ratio

17.4%-1.4pp

ACGLMortgage — Net Losses and Loss Adjustment Expenses Incurred

-$1M+92.7%

Other financials

Income statement

See full

Revenue$466.3M+58.2%

Gross profit$290.1M+0.4%

Net income$124.1M-14.2%

EPS (diluted)$0.89-9.2%

Balance sheet

See full

Cash & equivalents$95.3M+236%

Total debt$1.3B+3,561%

Total equity$4.8B+4.8%

Total assets$10.7B+21.5%

Cash flow

See full

Operating cash flow$285.0M+320%

CapEx$749.0K-31.3%

Free cash flow$284.3M+326%

Valuation

See full

Market cap$4.61B-6.0%

Profitability

See full

Gross margin96.9%+0.1pp

Net margin41.1%-8.7pp

FCF margin24.3%+14.4pp

Returns & leverage

See full

Return on equity12%-1.3pp

Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Radian Group in its filing.

Tagged under the XBRL concept us-gaap:LossRatio.

The official record: Radian Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Radian Group's mortgage segment operating — loss ratio.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Radian Group's mortgage segment operating — loss ratio?: Radian Group (RDN) reported mortgage segment operating — loss ratio of 10.2% in Q1 2026.
What does mortgage segment operating — loss ratio mean?: The loss ratio represents the ratio of incurred insurance claims and loss adjustment expenses to earned premiums within the mortgage segment. It is a primary indicator of underwriting discipline and the quality of the insured mortgage portfolio. A lower ratio suggests effective risk management and favorable claims experience.