Skip to content
Screener

Radian Group RDN Mortgage Segment Operating — Loss Ratio

Other segment segments

Specialty Segment Operating
63.3%

Similar metrics at other companies

SiriusPoint logo
SPNTReinsurance — Loss Ratio
54.5%-2.1pp
NOD
NODKCrop — Loss Ratio
73%-6.1pp
SiriusPoint logo
SPNTInsurance & Services — Loss Ratio
56.7%0.0pp
NOD
NODKAll Other — Loss Ratio
23.3%+7.3pp
NOD
NODKHome And Farm — Loss Ratio
108.5%-18.2pp
NOD
NODKNon Standard Auto — Loss Ratio
-161.8%-278pp

Other financials

Income statement

See full
Revenue$575.0M+92.6%
Gross profit$290.1M+0.4%
Net income$115.9M-18.3%
EPS (diluted)$0.85-16.7%

Balance sheet

See full
Cash & equivalents$156.6M+606%
Total debt$1.3B+3,644%
Total equity$4.8B+7.0%
Total assets$10.7B+11.2%

Cash flow

See full
Operating cash flow$342.9M+148%
CapEx$225.0K-81.2%
Free cash flow$342.7M+148%

Valuation

See full
Market cap$4.82B+6.4%
Enterprise value$5.93B+30.5%
P/E+1.3×
P/S2.9×-0.8×

Profitability

See full
Gross margin96.9%+0.1pp
Net margin32.6%-16.3pp
FCF margin84.5%+55.2pp

Returns & leverage

See full
Return on equity11.5%-1.5pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Radian Group in its filing.

Tagged under the XBRL concept us-gaap:LossRatio.

The source filing: Radian Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340290
($ in thousands)Three Months Ended June 30, 2026 / MortgageThree Months Ended June 30, 2026 / SpecialtyThree Months Ended June 30, 2026 / TotalSix Months Ended June 30, 2026 / MortgageSix Months Ended June 30, 2026 / Specialty (1)Six Months Ended June 30, 2026 / Total
Other purchase accounting adjustments, net (6)(26,726)(50,056)
Acquisition-related expenses and other non-operating items (7)(6,721)(28,747)
Pretax income from continuing operations$150,717$324,380
Key segment ratios
Loss Ratio12.4%63.3%11.3%59.2%
Expense Ratio23.4%34.4%21.7%33.8%
Combined Ratio35.8%97.7%33.0%93.0%
Segment assets as of period end$6,504,057$4,021,418

Item 1. Financial Statements (Unaudited)

FAQ

What is Radian Group's mortgage segment operating — loss ratio?
Radian Group (RDN) reported mortgage segment operating — loss ratio of 12.4% in Q2 2026.
What does mortgage segment operating — loss ratio mean?
The loss ratio represents the ratio of incurred insurance claims and loss adjustment expenses to earned premiums within the mortgage segment. It is a primary indicator of underwriting discipline and the quality of the insured mortgage portfolio. A lower ratio suggests effective risk management and favorable claims experience.

Ask your AI about Radian Group's mortgage segment operating — loss ratio.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude