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NI Holdings NODK Non Standard Auto — Loss Ratio
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Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:LossRatio.
The source filing: NI Holdings’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:06 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001174947-26-000777
| Line item | Private Passenger Auto | Non-Standard Auto | Home and Farm | Crop | All Other | Total |
|---|---|---|---|---|---|---|
| Income tax expense (benefit) | 84 | |||||
| Net income (loss) | $146 | |||||
| Operating Ratios: | ||||||
| Loss and loss adjustment expense ratio | 57.4% | (161.8%) | 108.5% | 73.0% | 23.3% | 74.5% |
| Expense ratio | 34.3% | 97.6% | 36.0% | 18.8% | 31.9% | 33.2% |
| Combined ratio | 91.7% | (64.2%) | 144.5% | 91.8% | 55.2% | 107.7% |
| Balances at June 30, 2026: | ||||||
| Premiums and agents’ balances receivable | $26,595 | $15 | $12,479 | $34,763 | $3,937 | $77,789 |
Item 1. - Financial Statements
FAQ
- What is NI Holdings's non standard auto — loss ratio?
- NI Holdings (NODK) reported non standard auto — loss ratio of -161.8% in Q2 2026.
- How has NI Holdings's non standard auto — loss ratio changed year-over-year?
- NI Holdings's non standard auto — loss ratio decreased by 239.2% year-over-year, from 116.2% to -161.8%.
- What is the long-term trend for NI Holdings's non standard auto — loss ratio?
- Over 2 years (2022 to 2025), NI Holdings's non standard auto — loss ratio has grown at a 50.8% compound annual growth rate (CAGR), from 160.8% to 365.9%.
- What does non standard auto — loss ratio mean?
- This ratio represents the proportion of net premiums earned that is paid out in claims and related adjustment expenses. It serves as a primary indicator of underwriting profitability and the accuracy of risk pricing for non-standard auto insurance policies.
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