Essent Group ESNT Mortgage Insurance — Loss ratio

Other segment segments

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FAQ

What is Essent Group's mortgage insurance — loss ratio?

Essent Group (ESNT) reported mortgage insurance — loss ratio of 13.6% in Q2 2026.

How has Essent Group's mortgage insurance — loss ratio changed year-over-year?

Essent Group's mortgage insurance — loss ratio increased by 94.3% year-over-year, from 7% to 13.6%.

What is the long-term trend for Essent Group's mortgage insurance — loss ratio?

Over 3 years (2022 to 2025), Essent Group's mortgage insurance — loss ratio has grown at a 28.7% compound annual growth rate (CAGR), from -20.7% to 44.1%.

What does mortgage insurance — loss ratio mean?

This ratio measures the relationship between the provision for losses and loss adjustment expenses relative to the net premiums earned by the mortgage insurance segment. It is a critical indicator of underwriting quality and the effectiveness of risk selection in the mortgage portfolio.