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Regions Financial RF Q4 2025 Annual earnings

Reported January 16, 2026 · Before market open

Revenue$1.9BMiss by $10.0MDiluted EPS$0.57Miss by $0.04
Revenue estimate$1.9B
EPS estimate$0.61

Next report

Jul 17, 2026 (In 1 week)
Revenue estimate$1.9B
EPS estimate$0.63

Financials

Q4 2025

Income statement

See full
Revenue$1.9B+5.8%
Net income$534.0M0.0%
EPS (diluted)$0.58+5.5%

Balance sheet

See full
Total debt$6.2B-17.9%
Total equity$19.0B+6.5%
Total assets$158.81B+1.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$23.76B+11.2%
Enterprise value$29.94B+3.6%
P/E11×-0.3×
P/S3.2×+0.1×

Profitability

See full
Net margin28.6%+1.9pp

Returns & leverage

See full
Return on equity11.7%+1.0pp
Debt / equity0.3×-0.1×

Versus estimates

Revenue

Q1 2026$1.9BMiss by $41.4M
Q4 2025$1.9BMiss by $10.0M
Q3 2025$1.9BMiss by $7.2MQ2 2025$1.9BBeat by $46.4MQ1 2025$1.8BMiss by $45.0MQ4 2024$1.8BMiss by $39.1M

Diluted EPS

Q1 2026$0.62Beat by $0.01
Q4 2025$0.57Miss by $0.04
Q3 2025$0.63Beat by $0.03Q2 2025$0.60Beat by $0.04Q1 2025$0.54Beat by $0.03Q4 2024$0.59Beat by $0.04

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Questions, answered.

When did Regions Financial report Q4 2025 earnings?
Regions Financial (RF) reported Q4 2025 earnings on January 16, 2026 before market open.
What were Regions Financial's Q4 2025 revenue and EPS?
Regions Financial reported revenue of $1.9B and diluted EPS of $0.57 for Q4 2025.
Did Regions Financial beat estimates in Q4 2025?
Revenue missed the consensus estimate of $1.9B by $10.0M. EPS missed the consensus estimate of $0.61 by $0.04.
How did Regions Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.8% from $1.8B a year earlier and diluted EPS declined 3.4% from $0.59.
Where can I find Regions Financial's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001281761-26-000006) and the 10-K periodic report (0001281761-26-000019) directly on SEC EDGAR. The filing index links above go to sec.gov.