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RenaissanceRe Holdings RNR Property — Adjustment for unallocated loss adjustment expenses

Other segment segments

Casualty and Specialty
$126.59M+27.5%

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Other financials

Income statement

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Revenue$2.8B-13.7%
Net income$663.1M-20.6%
EPS (diluted)$6.57+101%

Balance sheet

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Cash & equivalents$1.3B-8.9%
Total debt$2.3B+3.0%
Total equity$11.8B+9.4%
Total assets$55.2B+0.9%

Cash flow

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Operating cash flow$852.4M-42.0%

Valuation

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Market cap$13.45B+18.2%
Enterprise value$14.47B+18.5%
P/E5.1×-0.1×
P/S1.2×+0.3×

Profitability

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Net margin23.7%+6.7pp

Returns & leverage

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Return on equity23.3%+2.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by RenaissanceRe Holdings in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAccumulatedUnallocatedClaimAdjustmentExpense.

The source filing: RenaissanceRe Holdings’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000913144-26-000012
Accident YearIncurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2016Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2017Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2018Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2019Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2020Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2021Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2022Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2023Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2024Incurred Claims and Claim Expenses, Net of Reinsurance / For the year ended December 31, 2025At December 31, 2025 / IBNR and ACR
2023234,388548,220711,004
2024226,316654,803
2025735,600
Total$10,669,725
Outstanding liabilities from accident year 2015 and prior, net of reinsurance44,162
Adjustment for unallocated loss adjustment expenses13,482
Unamortized fair value and other adjustments recorded in connection with acquisitions(34,312)
Liability for claims and claim expenses, net of reinsurance$4,883,402

ITEM 16. FORM 10-K SUMMARY

FAQ

What is RenaissanceRe Holdings's property — adjustment for unallocated loss adjustment expenses?
RenaissanceRe Holdings (RNR) reported property — adjustment for unallocated loss adjustment expenses of $13.48M in Q4 2025.
What does property — adjustment for unallocated loss adjustment expenses mean?
This represents the provision for expenses associated with investigating and settling claims that cannot be directly attributed to a specific individual claim. These costs include internal administrative overhead, legal support, and claims department operational expenses. It is a necessary component of the total loss reserve to ensure full cost coverage.

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