Products & Services · Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

Automobiles — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

The Hartford Financial Services Group Automobiles — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance increased by 3.6% to 11600000000.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.6%, from 11200000000.0% to 11600000000.0%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

An increase may reflect higher anticipated operational costs for claims processing or a change in the volume of claims requiring management.

Detailed definition

This represents the estimated future costs associated with handling and adjusting claims that cannot be attributed to a...

Peer comparison

Standard actuarial reserve component for 'ULAE' (Unallocated Loss Adjustment Expenses).

Metric ID: hig_segment_automobiles_unpaid_unallocated_loss_adjustment_expenses_net_of_reinsurance

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value8,900,000,000%8,600,000,000%9,400,000,000%11,200,000,000%11,600,000,000%
QoQ Change-3.4%+9.3%+19.1%+3.6%
YoY Change-3.4%+9.3%+19.1%+3.6%
Range8,600,000,000%11,600,000,000%
CAGR+30.3%
Avg YoY Growth+7.2%
Median YoY Growth+6.4%
Current Streak3 quarters growth

Frequently Asked Questions

What is The Hartford Financial Services Group's automobiles — unpaid unallocated loss adjustment expenses, net of reinsurance?
The Hartford Financial Services Group (HIG) reported automobiles — unpaid unallocated loss adjustment expenses, net of reinsurance of 11600000000.0% in Q4 2025.
How has The Hartford Financial Services Group's automobiles — unpaid unallocated loss adjustment expenses, net of reinsurance changed year-over-year?
The Hartford Financial Services Group's automobiles — unpaid unallocated loss adjustment expenses, net of reinsurance increased by 3.6% year-over-year, from 11200000000.0% to 11600000000.0%.
What does automobiles — unpaid unallocated loss adjustment expenses, net of reinsurance mean?
The estimated future administrative costs for managing claims that are not tied to a specific case.