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Safety Insurance Group SAFT Property Liability And Casualty Insurance — Premiums Earned Net

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Other financials

Income statement

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Revenue$314.7M+4.4%
Net income-$14.3M-165%
EPS (diluted)-$0.99-167%

Balance sheet

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Cash & equivalents$54.8M-15.3%
Total debt$61.1M+36.8%
Total equity$855.8M+0.6%
Total assets$2.4B+6.3%

Cash flow

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Operating cash flow-$17.0M-637%
CapEx$1.8M+455%
Free cash flow-$18.9M-764%

Valuation

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Market cap$1.06B-8.2%
Enterprise value$1.07B-6.1%
P/E16.9×+0.9×
P/S0.8×-0.2×

Profitability

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Net margin4.9%-1.4pp
FCF margin13.3%+0.2pp

Returns & leverage

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Return on equity7.4%-1.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Safety Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Safety Insurance Group’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Safety Insurance Group's property liability and casualty insurance — premiums earned net?
Safety Insurance Group (SAFT) reported property liability and casualty insurance — premiums earned net of $284.75M in Q4 2025.
How has Safety Insurance Group's property liability and casualty insurance — premiums earned net changed year-over-year?
Safety Insurance Group's property liability and casualty insurance — premiums earned net increased by 12.7% year-over-year, from $252.68M to $284.75M.
What is the long-term trend for Safety Insurance Group's property liability and casualty insurance — premiums earned net?
Over 4 years (2021 to 2025), Safety Insurance Group's property liability and casualty insurance — premiums earned net has grown at a 10.1% compound annual growth rate (CAGR), from $774.33M to $1.14B.
What does property liability and casualty insurance — premiums earned net mean?
This metric represents the total premiums earned by an insurer after accounting for both ceded premiums paid to reinsurers and assumed premiums received from other insurers. It serves as the primary measure of the company's retained insurance business and core revenue generation from underwriting activities. This figure is critical for assessing the scale and profitability of the company's direct insurance operations.