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RLI RLI Property Insurance — Premiums Earned Net

Other segment segments

Casualty
$256.92M+9.5%
Surety Insurance
$36.39M-0.6%

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UHALProperty Liability And Casualty Insurance — Premiums Earned Net
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Other financials

Income statement

See full
Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

See full
Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: RLI’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086576
Net Premiums Earned / (in thousands)For the Three Months / Ended June 30, 2026For the Three Months / Ended June 30, 2025For the Six Months / Ended June 30, 2026For the Six Months / Ended June 30, 2025
Commercial property$68,900$76,876$141,860$159,688
Marine40,33741,01779,55678,726
Other property14,54912,77128,74824,794
Total$123,786$130,664$250,164$263,208
Surety
Transactional$13,347$13,096$26,642$25,756
Commercial12,40212,42225,03725,198
Contract10,63911,08421,15122,401

Item 1.Financial Statements

FAQ

What is RLI's property insurance — premiums earned net?
RLI (RLI) reported property insurance — premiums earned net of $123.79M in Q2 2026.
How has RLI's property insurance — premiums earned net changed year-over-year?
RLI's property insurance — premiums earned net decreased by 5.3% year-over-year, from $130.66M to $123.79M.
What is the long-term trend for RLI's property insurance — premiums earned net?
Over 4 years (2021 to 2025), RLI's property insurance — premiums earned net has grown at a 21.9% compound annual growth rate (CAGR), from $231.84M to $512.4M.
What does property insurance — premiums earned net mean?
This represents the portion of premiums written that is recognized as revenue over the policy period after accounting for reinsurance ceded. It serves as the primary measure of the insurance segment's top-line growth and market activity.

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