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RLI RLI Surety Insurance — Premiums Earned Net

Other segment segments

Casualty
$256.92M+9.5%
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$123.79M-5.3%

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Other financials

Income statement

See full
Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: RLI’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086576
Net Premiums Earned / (in thousands)For the Three Months / Ended June 30, 2026For the Three Months / Ended June 30, 2025For the Six Months / Ended June 30, 2026For the Six Months / Ended June 30, 2025
Other property14,54912,77128,74824,794
Total$123,786$130,664$250,164$263,208
Surety
Transactional$13,347$13,096$26,642$25,756
Commercial12,40212,42225,03725,198
Contract10,63911,08421,15122,401
Total$36,388$36,602$72,830$73,355
Grand Total$417,096$401,904$828,482$800,249

Item 1.Financial Statements

FAQ

What is RLI's surety insurance — premiums earned net?
RLI (RLI) reported surety insurance — premiums earned net of $36.39M in Q2 2026.
How has RLI's surety insurance — premiums earned net changed year-over-year?
RLI's surety insurance — premiums earned net decreased by 0.6% year-over-year, from $36.6M to $36.39M.
What is the long-term trend for RLI's surety insurance — premiums earned net?
Over 4 years (2021 to 2025), RLI's surety insurance — premiums earned net has grown at a 6.4% compound annual growth rate (CAGR), from $115.43M to $147.96M.
What does surety insurance — premiums earned net mean?
This metric represents the portion of premiums written that have been earned by the insurer during the reporting period after accounting for reinsurance ceded. It serves as the primary revenue driver for the surety segment, reflecting the volume of risk currently covered by the company. Higher earned premiums indicate a larger market footprint and successful underwriting growth within the surety line.

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