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HCI Group HCI Insurance Operation — Premiums Earned Net

Other segment segments

Reciprocal Exchange Operation
$27.52M+129%
Corporate And Other
$0
Real Estate Operations
$0

Similar metrics at other companies

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FRHCInsurance — Insurance premiums earned, net of reinsurance
$106.92M-39.8%

Other financials

Income statement

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Revenue$242.9M+12.2%
Net income$73.4M+5.3%
EPS (diluted)$5.45+1.9%

Balance sheet

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Cash & equivalents$1.0B+34.4%
Total debt$997.0K-20.2%
Total equity$1.1B+108%
Total assets$2.6B+13.2%

Cash flow

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Operating cash flow$148.8M-8.1%
CapEx$335.0K-80.7%
Free cash flow$148.5M-7.4%

Valuation

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Market cap$2.23B+25.0%

Profitability

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Net margin33.8%+16.2pp
FCF margin46.3%+1.9pp

Returns & leverage

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Return on equity38.8%+9.8pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: HCI Group’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HCI Group's insurance operation — premiums earned net?
HCI Group (HCI) reported insurance operation — premiums earned net of $194.63M in Q1 2026.
How has HCI Group's insurance operation — premiums earned net changed year-over-year?
HCI Group's insurance operation — premiums earned net increased by 3.1% year-over-year, from $188.71M to $194.63M.
What is the long-term trend for HCI Group's insurance operation — premiums earned net?
Over 2 years (2022 to 2025), HCI Group's insurance operation — premiums earned net has grown at a 28.0% compound annual growth rate (CAGR), from $463.57M to $760.04M.
What does insurance operation — premiums earned net mean?
This is the total premium revenue retained by the insurance segment after accounting for reinsurance cessions. It is a key measure of the actual revenue generated from underwriting activities that contributes to the company's bottom line.