Skip to content
Screener

SB Financial Group SBFG Q4 2025 Annual earnings

Reported January 29, 2026 · After market close

Revenue$16.6MBeat by $4.3M
EPS$0.65Beat by $0.01
Revenue estimate$12.3M
EPS estimate$0.64

Next report

Oct 29, 2026 (in 3 months)
Revenue estimate$12.7M
EPS estimate$0.60

Financials

Q4 2025

Income statement

See full
Revenue$16.4M+6.3%
Net income$3.9M+7.8%
EPS (diluted)$0.63+14.5%

Balance sheet

See full
Cash & equivalents$71.5M+176%
Total debt$41.7M-3.1%
Total equity$141.2M+10.8%
Total assets$1.5B+12.0%

Cash flow

See full
Operating cash flow$8.3M+38.9%
CapEx$698.0K+148%
Free cash flow$7.6M+33.5%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$138.99M-0.1%
Enterprise value$109.17M-30.1%
P/E9.9×-2.2×
P/S2.1×-0.3×

Profitability

See full
Net margin21.3%+1.2pp

Returns & leverage

See full
Return on equity10.4%+1.3pp
Debt / equity0.3×0.0×

FAQ

When did SB Financial Group report Q4 2025 earnings?
SB Financial Group (SBFG) reported Q4 2025 earnings on January 29, 2026 after market close.
What were SB Financial Group's Q4 2025 revenue and EPS?
SB Financial Group reported revenue of $16.6M and eps of $0.65 for Q4 2025.
Did SB Financial Group beat estimates in Q4 2025?
Revenue beat the consensus estimate of $12.3M by $4.3M. EPS beat the consensus estimate of $0.64 by $0.01.
How did SB Financial Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 22.6% from $21.4M a year earlier and eps grew 18.0% from $0.55.
Where can I find SB Financial Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001213900-26-010201) and the 10-K periodic report (0001213900-26-024471) directly on SEC EDGAR. The filing index links above go to sec.gov.