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ServisFirst Bancshares SFBS Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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Other financials

Income statement

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Revenue$140.6M+16.8%
Net income$83.0M+20.0%
EPS (diluted)$1.27+21.6%

Balance sheet

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Cash & equivalents$100.6M-17.3%
Total debt$23.1M-10.4%
Total equity$1.9B+14.6%
Total assets$18.2B-2.5%

Cash flow

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Operating cash flow$70.1M+46.3%

Valuation

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Market cap$4.4B-11.7%
Enterprise value$4.32B-11.6%
P/E15.1×-5.7×
P/S7.8×-2.9×

Profitability

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Net margin49.2%+2.0pp
FCF margin37.1%

Returns & leverage

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Return on equity16.2%+1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by ServisFirst Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: ServisFirst Bancshares’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ServisFirst Bancshares's bank owned life insurance?
ServisFirst Bancshares (SFBS) reported bank owned life insurance of $436.27M in Q1 2026.
How has ServisFirst Bancshares's bank owned life insurance changed year-over-year?
ServisFirst Bancshares's bank owned life insurance increased by 44.5% year-over-year, from $301.92M to $436.27M.
What is the long-term trend for ServisFirst Bancshares's bank owned life insurance?
Over 5 years (2020 to 2025), ServisFirst Bancshares's bank owned life insurance has grown at a 9.5% compound annual growth rate (CAGR), from $276.39M to $435.33M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or officers. The bank acts as the beneficiary, using these policies to offset the costs of employee benefit programs and provide a tax-advantaged return on assets. It is a long-term financial instrument that contributes to non-interest income and supports the bank's overall capital structure.