Skip to content
OpenCapital
Get started

Home Bancorp HBCP Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$804.06M+3.5%
Greene County Bancorp logo
Greene County BancorpGCBC
$68.17M+15.2%
West Bancorporation logo
West BancorporationWTBA
$46.5M+2.7%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$45.41M+29.3%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$54.07M+0.7%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$153.09M+31.1%

Other financials

Income statement

See full
Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

See full
Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

See full
Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

See full
Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

See full
Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

See full
Return on equity11%+1.1pp
Debt / equity0×-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Home Bancorp's bank owned life insurance.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Home Bancorp's bank owned life insurance?
Home Bancorp (HBCP) reported bank owned life insurance of $49.84M in Q1 2026.
How has Home Bancorp's bank owned life insurance changed year-over-year?
Home Bancorp's bank owned life insurance increased by 2.3% year-over-year, from $48.7M to $49.84M.
What is the long-term trend for Home Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Home Bancorp's bank owned life insurance has grown at a 4.2% compound annual growth rate (CAGR), from $40.33M to $49.56M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies held by the bank on the lives of its employees or executives. It serves as a long-term asset that provides tax-advantaged income and helps offset the costs associated with employee benefit plans.