Skip to content
OpenCapital
Get started

West Bancorporation WTBA Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$54.57M+2.7%
Community West Bancshares logo
Community West BancsharesCWBC
$54.54M+1.6%
Southern First Bancshares logo
Southern First BancsharesSFST
$56.22M+3.2%
CNB Financial logo
CNB FinancialCCNE
$160.49M+35.6%
CTB
Community Trust BancorpCTBI
$123.48M+7.1%
Center Bancorp logo
Center BancorpCNOB
$373.66M+52.7%

Other financials

Income statement

See full
Revenue$26.9M+16.6%
Net income$10.6M+34.8%
EPS (diluted)$0.61+32.6%

Balance sheet

See full
Cash & equivalents$362.0M+71.9%
Total debt$25.0M-39.7%
Total equity$270.7M+13.8%
Total assets$4.0B+0.6%

Cash flow

See full
Operating cash flow$12.9M+32.2%
CapEx$497.0K-66.7%
Free cash flow$12.4M+50.0%

Valuation

See full
Market cap$440.86M+40.1%
Enterprise value$103.88M-28.6%
P/E12.5×+0.4×
P/S4.5×+0.7×

Profitability

See full
Net margin35.6%+4.5pp
FCF margin47.7%+16.5pp

Returns & leverage

See full
Return on equity13.9%+2.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: West Bancorporation’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about West Bancorporation's bank owned life insurance.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is West Bancorporation's bank owned life insurance?
West Bancorporation (WTBA) reported bank owned life insurance of $46.5M in Q1 2026.
How has West Bancorporation's bank owned life insurance changed year-over-year?
West Bancorporation's bank owned life insurance increased by 2.7% year-over-year, from $45.27M to $46.5M.
What is the long-term trend for West Bancorporation's bank owned life insurance?
Over 5 years (2020 to 2025), West Bancorporation's bank owned life insurance has grown at a 1.6% compound annual growth rate (CAGR), from $42.69M to $46.19M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or directors. It serves as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The growth and yield of this asset contribute to non-interest income and overall profitability.