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Community Trust Bancorp CTBI Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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$310.31M+3.2%
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Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.41B+45.1%
Enterprise value$914.06M+53.8%
P/E13.1×+2.4×
P/S4.7×+1.0×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands except share data)(unaudited) June 30 2026December 31 2025
Federal Home Loan Bank stock5,5255,200
Federal Reserve Bank stock4,8874,887
Goodwill65,49065,490
Bank owned life insurance124,314123,274
Mortgage servicing rights6,7596,751
Other real estate owned3,5173,066
Deferred tax asset21,98720,856
Accrued interest receivable25,82025,957

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's bank owned life insurance?
Community Trust Bancorp (CTBI) reported bank owned life insurance of $124.31M in Q2 2026.
How has Community Trust Bancorp's bank owned life insurance changed year-over-year?
Community Trust Bancorp's bank owned life insurance increased by 7.1% year-over-year, from $116.07M to $124.31M.
What is the long-term trend for Community Trust Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Community Trust Bancorp's bank owned life insurance has grown at a 11.2% compound annual growth rate (CAGR), from $72.37M to $123.27M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) consists of life insurance policies purchased by the bank on the lives of its key employees. The cash surrender value of these policies is recorded as an asset, providing a tax-advantaged method to offset the costs of employee benefit programs.

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