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Community West Bancshares CWBC Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

West Bancorporation logo
West BancorporationWTBA
$46.5M+2.7%
United Community Banks logo
United Community BanksUCB
$365.49M+5.5%
CNB Financial logo
CNB FinancialCCNE
$160.49M+35.6%
CTB
Community Trust BancorpCTBI
$123.48M+7.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$68.17M+15.2%
Banc of California logo
Banc of CaliforniaBANC

Other financials

Income statement

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Revenue$38.8M+11.5%
Net income$11.5M+38.5%
EPS (diluted)$0.60+36.4%

Balance sheet

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Cash & equivalents$130.3M-12.2%
Total debt$11.6M-85.5%
Total equity$419.2M+12.6%
Total assets$3.7B+4.2%

Cash flow

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Operating cash flow$10.9M-1.3%
CapEx$2.7M+758%
Free cash flow$8.2M-23.7%

Valuation

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Market cap$719.87M+108%
P/E17.4×-10.8×
P/S4.8×+2.1×

Profitability

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Net margin27.5%+18.1pp
FCF margin27.3%+8.7pp

Returns & leverage

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Return on equity10.5%+6.2pp
Debt / equity-0.2×

Where this comes from

Reported directly by Community West Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Community West Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community West Bancshares's bank owned life insurance?
Community West Bancshares (CWBC) reported bank owned life insurance of $54.54M in Q1 2026.
How has Community West Bancshares's bank owned life insurance changed year-over-year?
Community West Bancshares's bank owned life insurance increased by 1.6% year-over-year, from $53.69M to $54.54M.
What is the long-term trend for Community West Bancshares's bank owned life insurance?
Over 5 years (2020 to 2025), Community West Bancshares's bank owned life insurance has grown at a 13.5% compound annual growth rate (CAGR), from $28.71M to $54.16M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or officers. It serves as a tax-advantaged investment vehicle used to offset the costs of employee benefit programs. The asset value reflects the accumulated premiums and earnings within these policies.