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Time deposits at other companies

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$3.73B+7.5%
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$12.9B+0.1%

Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

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Market cap$3.4B+24.6%
Enterprise value$2.85B+32.6%
P/S20.1×+16.7×

Profitability

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Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

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Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The source filing: Simmons First National’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-053273
(In thousands, except share data)June 30, 2026December 31, 2025
Deposits:
Noninterest bearing transaction accounts$4,350,474$4,330,211
Interest bearing transaction accounts and savings deposits11,133,26511,141,169
Time deposits4,244,3714,712,658
Total deposits19,728,11020,184,038
Federal funds purchased and securities sold under agreements to repurchase46,21621,383
Other borrowings941,256302,253
Subordinated notes and debentures312,028317,714

Item 1. Financial Statements (Unaudited)

FAQ

What is Simmons First National's time deposits?
Simmons First National (SFNC) reported time deposits of $4.24B in Q2 2026.
How has Simmons First National's time deposits changed year-over-year?
Simmons First National's time deposits decreased by 31.3% year-over-year, from $6.18B to $4.24B.
What is the long-term trend for Simmons First National's time deposits?
Over 5 years (2020 to 2025), Simmons First National's time deposits has grown at a 10.7% compound annual growth rate (CAGR), from $2.83B to $4.71B.
What does time deposits mean?
These are deposit accounts with a fixed maturity date, such as certificates of deposit, which typically pay higher interest rates than standard savings. They provide the bank with predictable, long-term funding, though they are more sensitive to interest rate changes. Managing the maturity profile of these deposits is essential for effective asset-liability management.

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