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Time deposits at other companies

Simmons First National logo
Simmons First NationalSFNC
$4.24B-31.3%
JPMorgan Chase logo
JPMorgan ChaseJPM
$254.73B+4.8%
International Bancshares logo
International BancsharesIBOC
$3.26B+8.0%
First Bancorp logo
First BancorpFNLC
$1.08B-8.4%
Customers Bancorp logo
Customers BancorpCUBI
$1.2B+30.9%
Origin Bancorp logo
Origin BancorpOBK
$758.36M-8.7%

Other financials

Income statement

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Revenue$264.2M+16.7%
Net income$76.5M+9.2%
EPS (diluted)$0.730.0%

Balance sheet

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Total debt$2.2B-8.9%
Total equity$3.0B+16.8%
Total assets$22.4B+20.4%

Cash flow

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Operating cash flow$31.4M-55.0%
CapEx$10.3M+108%
Free cash flow$21.1M-67.5%

Valuation

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Market cap$3.55B+56.2%
P/E12.4×+2.9×
P/S3.5×+0.9×

Profitability

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Net margin28.3%+0.3pp
FCF margin75%+43.5pp

Returns & leverage

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Return on equity10.3%+0.5pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by First Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The source filing: First Financial Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708955-26-000144
Line itemJune 30,2026December 31,2025
Deposits
Interest-bearing demand$3,804,301$3,360,613
Savings6,423,9865,973,532
Time3,650,0433,622,227
Total interest-bearing deposits13,878,33012,956,372
Noninterest-bearing3,704,8993,465,470
Total deposits17,583,22916,421,842
FHLB short-term borrowings570,000675,000

Item 1. - Financial Statements

FAQ

What is First Financial Bancorp's time deposits?
First Financial Bancorp (FFBC) reported time deposits of $3.65B in Q2 2026.
How has First Financial Bancorp's time deposits changed year-over-year?
First Financial Bancorp's time deposits increased by 14.0% year-over-year, from $3.2B to $3.65B.
What is the long-term trend for First Financial Bancorp's time deposits?
Over 5 years (2020 to 2025), First Financial Bancorp's time deposits has grown at a 14.1% compound annual growth rate (CAGR), from $1.87B to $3.62B.
What does time deposits mean?
Time deposits consist of certificates of deposit and other interest-bearing accounts with specific maturity dates. These represent a stable, albeit higher-cost, source of funding for the bank compared to demand deposits. Analyzing the volume and cost of these deposits is vital for understanding the bank's interest rate risk and funding structure.

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