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First Bancorp FNLC Time deposits

Time deposits at other companies

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Camden NationalCAC
$652M-7.4%
Home Bancorp logo
Home BancorpHBCP
$256.86M+12.5%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$27.4M+43.5%
West Bancorporation logo
West BancorporationWTBA
$515.83M-21.1%
First Financial Bancorp logo
First Financial BancorpFFBC
$3.82B+21.4%
Financial Institutions logo
Financial InstitutionsFISI
$1.66B+2.1%

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's time deposits?
First Bancorp (FNLC) reported time deposits of $1.04B in Q1 2026.
How has First Bancorp's time deposits changed year-over-year?
First Bancorp's time deposits decreased by 11.4% year-over-year, from $1.17B to $1.04B.
What is the long-term trend for First Bancorp's time deposits?
Over 5 years (2020 to 2025), First Bancorp's time deposits has grown at a 10.0% compound annual growth rate (CAGR), from $605.59M to $977.26M.
What does time deposits mean?
Includes certificates of deposit and other interest-bearing accounts with a specified maturity date, requiring the depositor to leave funds in the account for a set period. These deposits provide the bank with a predictable, longer-term funding source compared to demand deposits.