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Home Bancorp HBCP Time deposits

Time deposits at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$228.17M+64.8%
First Bancorp logo
First BancorpFNLC
$1.04B-11.4%
West Bancorporation logo
West BancorporationWTBA
$515.83M-21.1%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$625.3M-0.2%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$657.04M+3.4%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp
FCF margin33.1%+1.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Reported directly by Home Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: Home Bancorp’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's time deposits?
Home Bancorp (HBCP) reported time deposits of $256.86M in Q4 2025.
How has Home Bancorp's time deposits changed year-over-year?
Home Bancorp's time deposits increased by 12.5% year-over-year, from $228.39M to $256.86M.
What is the long-term trend for Home Bancorp's time deposits?
Over 5 years (2020 to 2025), Home Bancorp's time deposits has grown at a 30.0% compound annual growth rate (CAGR), from $69.06M to $256.86M.
What does time deposits mean?
These are interest-bearing deposit accounts with a specified maturity date, such as certificates of deposit (CDs). They represent a more stable, albeit higher-cost, source of funding compared to demand deposits. This metric is used to analyze the bank's reliance on term-based funding and its sensitivity to interest rate fluctuations.