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Simmons First National SFNC Number of loan modifications

Number of loan modifications at other companies

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Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

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Market cap$3.47B+27.1%
Enterprise value$2.92B+35.8%
P/S20.5×+17.1×

Profitability

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Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

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Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept sfnc:FinancingReceivableModificationsNumberOfContracts.

The source filing: Simmons First National’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:04 PM EST
Fiscal year
FY2025
Accession
0001628280-26-011618

During the year ended December 31, 2024, the Company modified one loan for a borrower experiencing financial difficulty related to the CRE portfolio, whereby the modification extended the term of the loan 1.5 years. As a result of the CRE loan modified during the year ended December 31, 2024 being collateral-dependent, the impact to the Company’s allowance for credit losses on loans was the difference between the fair value of the underlying collateral, adjusted for selling costs, and the remaining outstanding principal balance of the loan.

ITEM 8. CONSOLIDATED FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Simmons First National's number of loan modifications?
Simmons First National (SFNC) reported number of loan modifications of $0.25 in Q4 2024.
What does number of loan modifications mean?
Number of loan modifications as reported by Simmons First National Corp.

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