Skip to content
Screener

Simmons First National SFNC Community and Commercial Banking — Provision for Credit Losses

Similar metrics at other companies

Wintrust Financial logo
WTFCCommunity Banking — Provision for Credit Losses
$21.37M+4.4%
BOK Financial logo
BOKFCommercial Banking — Provision for Credit Losses
$400K+170%
Bank of Hawaii logo
BOHCommercial Banking — Provision for Credit Losses
-$1K0.0%
Wells Fargo & Company logo
WFCCommercial Banking — Provision for Credit Losses
$131M+405%
JPMorgan Chase logo
JPMConsumer & Community Banking — Provision for Credit Losses
$2.16B+3.6%
F.N.B. Corporation logo
FNBCommunity Banking — Provision for Credit Losses
$22M-15.4%

Other financials

Income statement

See full
Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

See full
Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

See full
Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

See full
Market cap$3.4B+24.6%
Enterprise value$2.85B+32.6%
P/S20.1×+16.7×

Profitability

See full
Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

See full
Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Simmons First National’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-053273
(In thousands)Three Months Ended / June 30, 2026 / Community and Commercial BankingThree Months Ended / June 30, 2026 / OtherThree Months Ended / June 30, 2026 / ConsolidatedThree Months Ended / June 30, 2025 / Community and Commercial BankingThree Months Ended / June 30, 2025 / OtherThree Months Ended / June 30, 2025 / Consolidated
Other operating expenses (1)46,1961,04947,24540,8711,62142,492
Total noninterest expense141,2416,498147,739131,7996,790138,589
Income before provision for credit losses and income taxes96,5674,260100,82773,3572,23275,589
Provision for credit losses17,43417,43411,94511,945
Income tax expense16,70216,7028,86658,871
Net income$62,431$4,260$66,691$52,546$2,227$54,773
Six Months Ended
June 30, 2026June 30, 2025

Item 1. Financial Statements (Unaudited)

FAQ

What is Simmons First National's community and commercial banking — provision for credit losses?
Simmons First National (SFNC) reported community and commercial banking — provision for credit losses of $17.43M in Q2 2026.
How has Simmons First National's community and commercial banking — provision for credit losses changed year-over-year?
Simmons First National's community and commercial banking — provision for credit losses increased by 46.0% year-over-year, from $11.95M to $17.43M.
What does community and commercial banking — provision for credit losses mean?
This represents the expense recognized by the Community and Commercial Banking segment to maintain an adequate allowance for loan and lease losses. It reflects management's assessment of potential credit risks and expected losses within the segment's specific loan portfolio. Changes in this metric indicate shifts in the credit quality of the segment's borrowers and the overall economic environment.

Ask your AI about Simmons First National's community and commercial banking — provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude