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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
SELECTIVE INSURANCE GROUP, INC.CONSOLIDATED BALANCE SHEETS / ($ in thousands, except share amounts)Unaudited / June 30, 2026December 31, 2025
Authorized shares 360,000,000
Issued: 106,269,113 – 2026; 106,006,544 – 2025212,538212,013
Additional paid-in capital614,724591,272
Retained earnings3,671,6323,500,774
Accumulated other comprehensive income (loss) (Note 11)(225,078)(151,660)
Treasury stock – at cost (shares: 46,700,278 – 2026; 45,930,091 – 2025)(810,829)(743,424)
Total stockholders’ equity$3,662,9873,608,975
Commitments and contingencies

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's retained earnings?
Selective Insurance Group (SIGI) reported retained earnings of $3.67B in Q2 2026.
How has Selective Insurance Group's retained earnings changed year-over-year?
Selective Insurance Group's retained earnings increased by 11.8% year-over-year, from $3.28B to $3.67B.
What is the long-term trend for Selective Insurance Group's retained earnings?
Over 5 years (2020 to 2025), Selective Insurance Group's retained earnings has grown at a 9.0% compound annual growth rate (CAGR), from $2.27B to $3.5B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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