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Selective Insurance Group SIGI Accident and health insurance — Direct

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006

| Property and liability insurance | 5,508,377 | | 764,886 | 24,705 | 4,768,196 | 1% | | Total premiums earned | $ | $5,508,377 | 764,886 | 24,705 | 4,768,196 | 1% | | 2024 | | | | | | | | Premiums earned: | | | | | | | | Accident and health insurance | $ | | — | — | — | — | | Property and liability insurance | 5,034,952 | | 684,955 | 26,450 | 4,376,447 | 1% | | Total premiums earned | $ | $5,034,952 | 684,955 | 26,450 | 4,376,447 | 1% | | 2023 | | | | | | | | Premiums earned: | | | | | | | | Accident and health insurance | $ | — | — | — | — | — |

Item 15. Exhibits and Financial Statement Schedules.

FAQ

What is Selective Insurance Group's accident and health insurance — direct?
Selective Insurance Group (SIGI) reported accident and health insurance — direct of $0 in Q4 2025.
What is the long-term trend for Selective Insurance Group's accident and health insurance — direct?
Over 4 years (2021 to 2025), Selective Insurance Group's accident and health insurance — direct has grown at a -100.0% compound annual growth rate (CAGR), from $2K to $0.
What does accident and health insurance — direct mean?
Represents the total gross premiums written by the insurer for accident and health insurance products before any reinsurance transactions. This metric measures the primary market demand and the company's direct underwriting volume for this specific line of business.

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